新聞稿

The University of Cambridge, Asian Development Bank Institute and FinTechSpace join to launch the first ASEAN FinTech Industry Survey

 

The Cambridge Centre for Alternative Finance (CCAF) at University of Cambridge Judge Business School,  Asian Development Bank Institute and FinTechSpace have teamed up to launch the first ASEAN FinTech Industry Survey. This comprehensive research study will review all forms of Fintech products, services and business models including peer-to-peer (marketplace) lending, crowdfunding, digital payments, trading and capital markets, asset management / wealth management and InsurTech across the ASEAN region. The study will also explore the latest technologies being used by FinTech companies in the region such as artificial intelligence (AI), machine learning (ML) and blockchain / distributed ledger technology (DLT). To participate, please fill out the survey here (中文問卷請點此填寫; English version).

Dr. Hung-Yi Chen, Asia-Pacific Region Manager at CCAF said: “It is our pleasure to partner with the Asian Development Bank Institute and FinTechSpace to conduct this inaugural study on FinTech and tracking emerging dynamics and developments within this fast-changing industry in ASEAN. This survey builds on the series of our alternative finance benchmarking reports with the primary purpose to provide the best available market data and regulatory analysis of the industry for policymakers and regulators.”

Dr. Miguel Soriano, co-leading the study at CCAF, commented on the forthcoming research: “The FinTech landscape is continually evolving and impacting all products and services in the financial services industry. This research study will be essential to map the progress and development of the different products, services, business models and technologies being used by Fintech companies in the ASEAN region. This study will provide important market data and analysis of the industry for all stakeholders in the ecosystem.”

The forthcoming survey will collect responses from a variety of FinTech firms across the ASEAN region,  with the aim to be one of the first studies to capture a complete picture of the FinTech landscape in the region. In addition, the report will serve as a guide to regulators and policymakers to identify the areas which are demonstrating the fastest growth as well as areas that are still developing. With the addition of this research study, CCAF is building on its reputation as one of the most prominent researchers regarding the digitization of finance, having published numerous reports on all regions around the world for the past 3 years.

Dr. Naoyuki Yoshino, Dean at Asian Development Bank Institute said: “There are various aspects that relate to the development of financial technologies in ASEAN countries. One is ‘access to finance.’ People can use mobile phones to make their deposits and purchase a variety of financial products.  Individuals and businesses can now borrow money online or through their mobile phones. Financial Institutions can collect data on these borrowers and, in turn, make lending decisions easier especially as related to risk assessment. When combating information asymmetries, financial education will also play a major role for FinTech firms as they engage with a variety of public and private stakeholders. Financial technology will change the way of life for many people in the ASEAN region. We believe that this ASEAN Fintech study will provide key insights on the overall development of digital financial technologies in the ASEAN region.”

Ms. Chih-Shan Luo, Managing Director of FinTechSpace commented: “Fintech in the ASEAN region is growing rapidly, demonstrating great potential. Given that culture, regulation and digitization still varies widely from country to country, this is a great opportunity to study the Fintech landscape in detail with CCAF and ADBI, and to have a better understanding of each economy in ASEAN. We, FinTechSpace, the one and only fintech hub in Taiwan, believe that this report will open a new window for the future collaboration between ASEAN and Taiwan, and even beyond!

Eddie Lee, Vice President of the Singapore FinTech Association, a key industry partner for this study and previous APAC Alternative Finance reports published by CCAF, said: “We are very proud to witness and participate in the Cambridge APAC Alternative Financing report since 2016, when it was the only research that covered the alternative financing landscape in Asia Pacific region (back then and even now). We are excited to see Cambridge expand its scope in the ASEAN because ASEAN is complicated (10 different countries with different sets of regulation) yet with so much potential (600 million population). With the experience and network that the research team has accumulated in the Fintech landscape, we are very eager to see and be part of the next piece of work.

Lito Villanueva, Chairman of FinTech Alliance Philippines, said: “This initiative further promotes greater collaboration amongst FinTech players within the ASEAN region. It will showcase a better understanding of the industry’s dynamics and prospects for exponential growth in building and expanding a sustainable digital finance ecosystem.”

A message from Cambodia FinTech Association, said: “We are very privileged to be able to participate in the study led by Cambridge as we believe that the Fintech report across the ASEAN countries will provide deeper insights to fintech companies who like to expand regionally.”

The research will be made publicly available by end of March 2019. This study will help inform policymakers and regulators, as well as facilitate dialogue and learning between industry associations and key stakeholders. As with all previous research conducted by CCAF, the findings will be presented in aggregate form either by country or product/service and no individual platform data will be divulged.

All FinTech platforms in the ASEAN region are invited to contribute to the survey below. All participating platforms will be kindly acknowledged in the report, with their respective logos displayed prominently.

Link to the Survey:

 

For enquiries about the ASEAN FinTech Survey, please contact:

 

金融監督管理委員會(以下簡稱金管會)表示,106年度國內金融業者投入金融科技發展總金額為新台幣(下同)78.5億元,今年預估將達124.7億元,年成長率為59%。

金管會請金融總會調查106年度國內金融業者投資金融科技概況,調查對象包括銀行、票券、證券、期貨、投信投顧、壽險、產險等公會,證交所、期交所、櫃買中心、集保結算所、財金公司、聯卡中心、聯徵中心等周邊單位,以及金融科技發展基金輔導之新創團隊等,重要數據如下(具體統計詳附表):

一、 金融業者投入金融科技經費:

106年度全體合計78.5億元,其中銀行業61.3億元、證券期貨業6.3億元、保險業7.6億元、周邊單位3.3億元;107年度預估124.7億元,年成長率為59%,其中銀行業98.1億元、證券期貨業10.9億元、保險業13.1億元、周邊單位2.6億元。

二、 負責金融科技相關業務員工數:

106年度全體合計7,158人,其中銀行業5,232人、證券期貨業839人、保險業825人、周邊單位262人,106年度內新增金融科技員工數為1,210人,年成長率為20%。

三、 金融業者與金融科技業者合作情形:

106年度金融業者與金融科技業者業務合作共86家,其中銀行業25家、證券期貨業31家、保險業23家、周邊單位7家,業務合作類型最多為支付,其次依序為大數據、技術、資安、雲端服務、智能理財、借貸、區塊鏈、保險科技。

四、 金融科技專利:

106年度申請651件,通過341件。

 

        近年來國際間金融科技如區塊鏈、人工智慧與大數據等相關技術和商業模式快速發展等趨勢,創新應用隨手機等行動裝置大量普及,促使金融業者大幅增加金融科技相關投資,為利金融業者透過發展金融科技以提升競爭力,金管會陸續推動打造數位化金融環境3.0、放寬金融機構轉投資金融科技業等相關規定、成立金融科技發展基金、推動電子支付發展、推動金融科技創新實驗機制、設置金融科技創新園區、開放設立純網路銀行等措施。

       為提升金融業整體競爭力,行政院於107年6月14日通過金融發展行動方案,以「金融攜手產業、結合科技創新、進軍國際市場、普惠金融服務」為願景,針對銀行業、證券期貨業、保險業及金融科技等4大面向,擬定目標及策略,其中在金融科技方面,金融科技發展與創新實驗條例及多項授權子法業於今年4月30日開始施行,金融科技創新園區將於9月18日開幕,2018台北金融科技展預計於12月7-8日舉行。

 附件:金融科技投資狀況統計表 金融公會與周邊單位2017年投入成果公告

 

570x300mm第四梯與第一梯進駐聯合招募啟動0731 01 0d499

全台唯一由產官研共同成立的

金融科技創新加速器FinTechBase第四梯次培育團隊與

國內第一金融科技創新園區FinTechSpace第一梯次

新創團隊共同募集中!

由金融監督管理委員會(金管會)指示台灣金融服務業聯合總會(金融總會)推動之國內第一金融科技創新加速器「金融科技創新基地FinTechBase」,以及國內首間聚焦FinTech產業生態的實體共創空間「金融科技創新園區FinTechSpace」聯合新創招募計畫正式啟動,受理期間自即日起至7月31日(二)止。錯過FinTechBase前三梯次的團隊,或本次收到園區進駐招募資訊的新創團隊,請務必把握今年唯一梯次招募機會!報名資訊可參閱金融科技創新基地網站(https://fintechbase.com.tw)或金融科技創新園區網站(https://www.fintechspace.com.tw)。

 

FinTechBase新創育成共分為「一般型」和「補助型」兩大培育輔導機制。在過去二年執行的努力下,現已培育40家台灣金融科技新創團隊,其中補助型培育團隊14家總計獲補助金額新台幣2,200萬元。為凝聚國內金融科技新創動能,本年度「FinTechBase培育團隊」唯一一次招募將與「金融科技創新園區FinTechSpace首梯進駐團隊」聯合辦理。 報名方式說明如下:

 

(一)     欲申請FinTechBase一般型培育輔導資源之團隊,可循FinTechSpace進駐申請需知辦理,並依申請之獨立辦公室、固定座位、非固定座位,分別享有園區提供之金融科技專屬的經營輔導資源,其中包括市場輔導、監理門診、數位沙盒創新實證、發表媒合輔導、國際雙向交換進駐等。

 

(二)     欲申請FinTechBase補助型團隊者,則可依FinTechBase申請需知投件,並最高可申請新台幣200萬元之創業補助。同時配合與金融科技創新園區合作機制,FinTechBase補助型團隊更得享有以一席非固定座位進駐園區(團隊需自付每席一期6個月,總計新台幣10,500元),直接獲得園區多項新創輔導資源。參考國際創新加速器對於受補助培育團隊所訂定之股權回饋條款,FinTechBase補助型團隊之股權回饋將以百分之五為上限(200萬補助款需回饋5%股權、150萬補助款需回饋3.75%股權、100萬補助款需回饋2.5%股權)。

 

FinTechBase表示,台灣多年來培育的眾多具國際水準的科技人才優勢,正可以與其他以金融業為重要經濟體的他國互補,也將會是台灣在國際金融科技發展上搶占一席之地的最好機會。因此,本次聯合招募將持續鼓勵科技背景的新創團隊參與,歡迎(但不限於)人工智慧技術、區塊鏈技術、身分認證技術、反洗錢解決方案、法遵科技、財富管理、保險科技、支付、KYC,以及其它軟硬整合等提供金融科技創新服務的新創團隊踴躍報名!相關申請說明,可參閱「金融科技創新基地」、「金融科技創新園區」網站,或洽詢服務專線02-6607-2751(伍小姐)、02-6607-2798(錢小姐)。

 

 

【新聞聯絡人】

資策會服創所:林麗真經理

Tel: (02) 6607-2759

資策會企推處:蘇衍如組長、沈盈吟

Tel: (02) 6631-86356631-8643

 

 

「2017金融科技創新嘉年華」

 

首屆FinTech創新旗艦大展隆重登場,參與人數逾2千人!

    

由金管會指導、金融總會主辦、資策會推動執行台灣歷來規模最大的金融科技盛會「2017金融科技創新嘉年華」於今(4)日正式在台北文創大樓隆重登場!透過金融科技國際論壇、博覽展以及創新創業發表團隊的DEMO發表等各式嘉年華會活動,現場吸引超過2,000位校園、科技產業及金融相關人士參與,場面盛大、熱鬧非凡,創下國內同類型活動新紀錄,也為台灣金融科技產業發展寫下階段性里程碑。

台灣金融服務業聯合總會(金融總會)施俊吉理事長於論壇中表示,為推動金融業運用科技創新服務,金管會指示台灣金融服務業聯合總會籌設「金融科技發展基金」,協助研發金融科技創新服務及培育金融科技人才,委由資策會大數據所執行與推動「FinTechBase金融科技創新基地」,而今日舉辦的金融科技創新嘉年華,目的是將我國豐沛的金融科技創新能量匯聚起來,有效收斂、凝聚國內FinTech產業的發展共識。同時,也引進國外最新趨勢與資源,使雙邊能夠一次有效交流互動,進而強化國際市場之間的接軌。

金管會副主委鄭貞茂亦出席致詞指出,為建構有利於產業、創新及就業的環境,進而引導資金進入實體產業,金管會不斷致力推動「金融挺實體經濟政策」,希望將金融業的力量引導進入實體經濟,多項措施包含推動民間參與公共建設業務、鼓勵辦理高齡者安養信託、開放證券商及投信事業轉投資國內具前瞻性之創新產業等。今日的嘉年華活動也是最好的例子,「商機就在這裡。」

受邀發表演講的倫敦證交所集團(LSEG)併購策略執行長Michele Curtoni則對今日嘉年華活動的規模盛大,表示相當肯定。他特別指出,今日「不僅參與人數眾多,在現場更可感受到高度活力,是在許多歐洲同類活動也很少見的。」

主辦單位表示,透過FinTechBase機制,除了可積極促進產創交流及業務媒合,更希望能長遠布局人培策略,推動科技新創引流與合作,同時協助金融機構打造與媒合更多FinTech Total Solution;未來在人才培育方面,則將著重專家講師、種子師資培訓及國際金融科技課程引進,並推廣FinTechBase學習護照,以期能有效發展國內金融科技各層面、主題之雙專業人才,建構台灣金融科技人才庫。

 

news article

圖說:今(4)日由金管會指導、金融總會主辦、資策會大數據所執行之「2017金融科技創新嘉年華」登場,為台灣金融科技產業發展寫下階段性里程碑。圖為金融總會施理事長俊吉(後排左四)、金管會鄭副主委貞茂(後排右四)、金融總會吳秘書長當傑(後排左三)、資策會何副執行長寶中(後排右三)與「校園金融科技創意專題競賽」六組獲獎團隊合照。

 

 

 

【新聞聯絡人】

資策會大數據所:羅至善組長、林麗真

Tel:(02) 6607-2906、(02) 6607-2938

資策會企劃處:張淑媛組長、顏瑄、沈盈吟 

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聯絡資訊

財團法人資訊工業策進會

數位服務創新研究所 金融科技創新組

地址:台北市松山區民生東路四段133號5F D室

Email:fintechbase@iii.org.tw

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